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<!--
Copyright (C) 2007, 2008 XBRL US, Inc. All Rights Reserved.
Authorized Uses are Set Forth at http://xbrl.us/legal
  -->
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<xs:import namespace='http://xbrl.us/us-roles/2008-03-31' schemaLocation='../elts/us-roles-2008-03-31.xsd' />
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<complexType name='MalpracticeInsurance-RetrospectivelyRatedItemType' xmlns='http://www.w3.org/2001/XMLSchema'>
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<enumeration value='Smaller Reporting Company' />
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